Monetary Policy and Labor Markets in a Developing Economy

Authors
Affiliations

Diego B. P. Gomes

International Monetary Fund

Felipe S. Iachan

FGV EPGE

Ana Paula Ruhe

FGV EPGE

Cezar Santos

FGV EPGE

Published

December 31, 2025

Abstract

We study the distributional effects of monetary policy in a developing economy with extensive employment informality. In particular, we examine how monetary policy impacts labor income growth and employment transitions using micro-level panel data. Adopting high-frequency identification, we construct a series of monetary policy surprises for Brazil that serves as an external instrument in a proxy-SVAR, thus allowing us to recover monetary policy shocks. Following a monetary contraction, both formal and informal workers experience declines in real income, with effects that are similarly pronounced across the low and middle-income quartiles, while higher earners suffer less. A monetary contraction also reduces the likelihood of large income gains, shifting the income growth distribution leftward. Moreover, a shock that raises the interest rate increases informality and unemployment persistence by making transitions to formal employment less frequent.

Abstract

We study the distributional effects of monetary policy in a developing economy with extensive employment informality. In particular, we examine how monetary policy impacts labor income growth and employment transitions using micro-level panel data. Adopting high-frequency identification, we construct a series of monetary policy surprises for Brazil that serves as an external instrument in a proxy-SVAR, thus allowing us to recover monetary policy shocks. Following a monetary contraction, both formal and informal workers experience declines in real income, with effects that are similarly pronounced across the low and middle-income quartiles, while higher earners suffer less. A monetary contraction also reduces the likelihood of large income gains, shifting the income growth distribution leftward. Moreover, a shock that raises the interest rate increases informality and unemployment persistence by making transitions to formal employment less frequent.

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Status

Revised and Resubmitted, Journal of Money, Credit, and Banking

Authors

  • Diego B. P. Gomes (International Monetary Fund)
  • Felipe S. Iachan (FGV EPGE)
  • Ana Paula Ruhe (FGV EPGE)
  • Cezar Santos (FGV EPGE)